Terms of conditions

Introduction

These Terms & Conditions govern your access to and use of the Quiver Finance website, application, smart contracts, interfaces, documentation, and related services. By accessing or using Quiver Finance, you agree to these Terms. If you do not agree, you must not use the platform.

Quiver Finance provides infrastructure for accessing and managing tokenized real-world asset strategies through onchain vaults, adapters, eligibility checks, and redemption flows. Quiver does not guarantee access to any product, strategy, vault, yield opportunity, tokenized asset, or third-party issuer.

Use of the Platform

You may use Quiver Finance only for lawful purposes and in accordance with these Terms. You agree not to misuse the platform, interfere with its operation, attempt unauthorized access, bypass eligibility checks, manipulate smart contracts, exploit vulnerabilities, or use the platform in violation of applicable laws or regulations.

We may restrict, suspend, or block access to the website or interface if we believe your use may violate these Terms, applicable law, sanctions rules, security requirements, issuer restrictions, or platform integrity standards.

Eligibility

Some vaults, strategies, or underlying tokenized products may only be available to eligible users. Eligibility may depend on your jurisdiction, wallet address, KYC status, accreditation or professional investor status, sanctions screening, issuer restrictions, and other legal or product-specific requirements.

Quiver may use wallet allowlists, eligibility gates, third-party identity providers, or issuer-provided access controls. Passing an eligibility check for one product does not guarantee eligibility for another product.

You agree not to access the platform from any jurisdiction where use of the platform, vaults, or underlying assets would be unlawful or restricted.

No Issuance of Underlying Assets

Quiver Finance is designed to connect users with existing tokenized real-world asset products through vaults and adapters. Unless expressly stated, Quiver does not issue, originate, manage, guarantee, custody, or redeem the underlying real-world assets.

Underlying products may be issued, managed, custodied, priced, redeemed, or restricted by third parties. Quiver is not responsible for the acts, omissions, solvency, compliance, redemption performance, data accuracy, or operational failures of any third-party issuer, custodian, oracle, bridge, administrator, transfer agent, or service provider.

Vaults and Strategies

Quiver vaults may allow users to deposit supported digital assets, receive vault shares or other position records, track positions, and request redemption. Vault mechanics may vary depending on the underlying product, adapter, smart contract design, chain, issuer, and product terms.

Vaults may be subject to minimum deposits, fees, redemption windows, lockups, liquidity limits, eligibility requirements, transfer restrictions, or other conditions. Product information shown on the platform is provided for transparency, but may change.

Quiver does not guarantee that any vault will remain available, profitable, liquid, compatible with a specific chain, or redeemable at any specific time.

Async Redemption

Many real-world asset products do not settle instantly. Quiver may use request-based redemption flows where users submit a redemption request and later claim funds after the underlying product, adapter, or issuer process is complete.

Redemption timing may depend on issuer rules, liquidity, market conditions, chain conditions, business days, settlement cycles, smart contract execution, and compliance checks. Redemption requests may be delayed, partially fulfilled, rejected, suspended, or otherwise affected by factors outside Quiver’s control.

Risk Disclosure

Using Quiver involves significant risk. Risks include, but are not limited to:

• smart contract bugs or exploits;

• loss of private keys or wallet compromise;

• oracle, bridge, or chain failures;

• issuer default, insolvency, mispricing, or operational failure;

• custodian, administrator, or transfer agent failure;

• redemption delays, liquidity shortages, lockups, or gating;

• legal, tax, regulatory, or sanctions restrictions;

• market volatility and loss of principal;

• inaccurate third-party data;

• stablecoin depegging or failure;

• changes in product terms, fees, or eligibility requirements.

You may lose some or all of your assets. You use the platform at your own risk.

No Guaranteed Returns

Quiver does not guarantee yield, return, principal protection, liquidity, redemption timing, or strategy performance. Any yield, APY, rate, performance data, or projected return shown on the platform is informational only and may be based on third-party issuer data, historical information, estimates, or current product terms.

Past performance does not guarantee future results.

Digital Assets and Wallets

You are responsible for your wallet, private keys, seed phrases, hardware devices, approvals, and transactions. Quiver cannot recover lost private keys, reverse blockchain transactions, or restore assets sent to the wrong address.

You are responsible for reviewing all wallet prompts and transaction details before signing.

Fees

Quiver may charge protocol, platform, management, performance, deposit, withdrawal, redemption, or other fees. Any applicable fees will be disclosed through the platform or relevant product documentation. Third-party issuers, networks, bridges, wallets, or service providers may also charge fees.

We may update fee structures from time to time.

Third-Party Services

The platform may integrate third-party services, including issuers, tokenized asset providers, KYC vendors, analytics providers, RPC providers, wallets, bridges, block explorers, or data providers.

Your use of third-party services may be subject to separate terms and privacy policies. Quiver is not responsible for third-party services, content, data, availability, or security.

Prohibited Activities

You agree not to:

• violate applicable laws or regulations;

• evade sanctions, KYC, or eligibility checks;

• use the platform from a prohibited jurisdiction;

• exploit smart contract bugs or interface errors;

• manipulate prices, oracles, vault accounting, or redemption flows;

• use the platform for fraud, money laundering, terrorist financing, market abuse, or other unlawful activity;

• interfere with the platform, website, APIs, or smart contracts;

• impersonate another person or entity;

• submit false or misleading information.

Intellectual Property

All website content, branding, designs, logos, software, documentation, text, graphics, and interfaces are owned by Quiver Finance or its licensors, unless otherwise stated. You may not copy, modify, distribute, reverse engineer, or create derivative works from any part of the platform except as permitted by open-source licenses or written permission.

Open-Source Software

Certain smart contracts, interfaces, or software components may be released under open-source licenses. If applicable, those licenses govern your rights to use, copy, modify, or distribute that software.

Disclaimers

The platform is provided “as is” and “as available.” Quiver disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, availability, accuracy, and security.

We do not warrant that the platform will be uninterrupted, error-free, secure, compliant with your local laws, or free from harmful components.

Limitation of Liability

To the maximum extent permitted by law, Quiver Finance and its contributors, developers, affiliates, officers, directors, employees, contractors, agents, and service providers will not be liable for indirect, incidental, consequential, special, punitive, exemplary, or similar damages, including lost profits, lost revenue, lost data, loss of assets, business interruption, or loss of goodwill.

To the maximum extent permitted by law, Quiver’s total liability for any claim arising out of or relating to these Terms or the platform will not exceed the greater of: (i) the amount you paid directly to Quiver for use of the platform in the three months before the claim, or (ii) USD $100.

Indemnification

You agree to indemnify and hold harmless Quiver Finance and its affiliates, contributors, developers, officers, directors, employees, contractors, agents, and service providers from any claims, damages, liabilities, losses, costs, and expenses arising from your use of the platform, your violation of these Terms, your violation of law, or your infringement of any third-party rights.

Changes to the Platform

We may modify, suspend, restrict, or discontinue any part of the platform at any time. We may also update vault availability, supported assets, adapters, eligibility requirements, fees, or product information.

Changes to These Terms

We may update these Terms from time to time. If changes are material, we may provide notice through the platform, website, or other reasonable means. Your continued use of the platform after updated Terms are posted means you accept the updated Terms.